What You Need to Know
Understanding the process for obtaining HOA documents in Colorado is crucial for a smooth real estate transaction. Whether you're a buyer, seller, agent, or title professional, here’s what you should know:
📄 The Process
Once a property under contract is identified as part of an HOA, the title company typically initiates the request for key documents—CC&Rs, bylaws, financials, meeting minutes, and the all-important Status Letter. These are often obtained from the HOA’s management company or board and delivered via email, portals, or mail
⏱️ Timelines
Under Colorado law (C.R.S. § 38-33.3-317), HOAs must provide records within 7 days of a request—or at the next board meeting if within 30 days. Contractual deadlines in the Residential Contract to Buy and Sell Real Estate also apply, making timely requests essential.
💰 Costs
Expect fees ranging from:
📚 Legal Framework
The Colorado Common Interest Ownership Act (CCIOA) governs these processes, ensuring transparency and access to records for homeowners and buyers alike
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