What Title Companies Should Know and Communicate to Buyers In Colorado’s dynamic real estate...
When the HOA Doesn’t Cooperate
🧾 How COCRS Helps Title Companies Break the Silence
In a perfect world, every HOA would respond promptly to document requests. But if you’ve worked in title long enough, you know that’s rarely the case. Whether it’s a self-managed HOA with no clear contact or a management company that’s gone dark, unresponsive HOAs can stall closings and create legal risk.
That’s where COCRS steps in.
🧩 The Problem: No Response, No Progress
Title companies are often left chasing ghosts:
- Outdated contact info in public records
- Volunteer boards that don’t check email
- Management companies that have changed hands
- Inactive HOAs that still legally exist but don’t function
Meanwhile, the clock is ticking on disclosure deadlines and closing dates.
⚖️ The Legal Pressure Is Real
Under Colorado law, sellers must provide a full HOA disclosure package—including governing documents, financials, and meeting minutes. But when the HOA doesn’t respond, title companies are left holding the bag.
Delays can lead to:
- Missed closing dates
- Buyer withdrawals
- Legal exposure for sellers and agents
- Frustrated clients and lost trust
🛠️ The COCRS Solution: We Handle the Hard Part
At COCRS, we specialize in navigating the most difficult HOA situations so your team doesn’t have to. Here’s how we help:
- We identify the correct contact—even for self-managed or inactive HOAs
- We escalate through proper channels, including registered agents and certified mail
- We document every step, protecting your compliance trail
- We deliver complete, accurate document packages
We’ve built and continue to update a database of HOAs across the country and know how to get results—even when no one else can.
🧭 What You Can Expect
When you partner with COCRS:
- You save hours of staff time per transaction
- You reduce legal and operational risk
- You close with fewer surprises
We’re not just a document service—we’re your HOA problem-solving partner.
📥 Ready to Offload the HOA Headaches?
Let COCRS take the lead on HOA document retrieval. We’ll track down the right contact, follow up relentlessly, and deliver what you need—on time, every time.